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5 Prime Day Gadgets That Could Make Your Home Insurance Cheaper…

This year, according to CNBC, up to 67% of people plan to shop more on Amazon Prime Day rather than Black Friday or Cyber Monday. Prime Day has only been around for about five years, but users have quickly realized the time-sensitive deals that you can get without leaving the comfort of home. 

While most customers use Prime Day to get ahead of holiday shopping, you can take advantage of the deals to save money in the long run. Specifically when it comes to home devices, many of the gadgets for sale on Prime Day can help lower your home insurance costs. 

[ Read: The Best Homeowners Insurance Companies ]

Security systems and smart home devices make it less likely that your home will be burglarized. The devices let you monitor your property and send real-time alerts about suspicious activity. For this reason, many companies offer lower premiums on home insurance for customers with these devices. The companies understand that your home is better protected, thus you’re at a lower risk of filing theft claims. 

According to Jeffrey Sinfuego, a State Farm Home Insurance Agent, “You can usually get a discount on a local alarm if not hooked up with a company and a bigger central alarm discount with service to Xfinity, ADT, Ring and other providers.”

Prime Day is available once a year to anyone with an Amazon Prime subscription. While the event was originally limited to a day, there’s now a 48-hour window for customers to take advantage of steep price cuts on a variety of products. This year, Prime Day kicks off October 13-14 and is set to include deals on everything from electronics, subscription boxes, clothing and more. 

These are some of the products that you can acquire on Amazon Prime Day that could also make your home insurance cheaper.

Ring Alarm 5-Piece Kit 

The Ring Alarm 5-Piece Kit offers smart home security and monitoring at a huge discount. For just $99.99, the kit comes with a base station, contact sensor, motion detector, keypad and range detector. The contact sensor and motion detector signal to the base to let you know whenever there’s movement around your home. With the keypad, you can set your code and easily arm and disarm your home. 

The added range extender means that the products will work even in a large home. What’s great about this kit is that it also connects to Amazon Alexa devices. You can arm and disarm your system through voice commands from anywhere in the home if you aren’t near the keypad. Through Away Mode, you can also get real-time Smart Alerts sent to your phone if the Ring system detects movement or disturbance. 

Blink Mini 

The Blink Mini offers extra home security at a fraction of the cost of a traditional home system. Through it’s one security camera, it includes 1080 HD video, motion detection, night vision and smart home capabilities through Amazon Alexa. Currently, you can get the Blink Mini for $24.99, which is about $10 cheaper than the usual price. 

Since the Blink Mini includes smart home technology, you can monitor the feed through your smartphone. Your HD feed is available through the Blink app, and it also includes two-way communication. If you have a big home, the Alexa-enabled device offers heightened security. You’ll be able to turn on the camera as needed through voice command and view recordings as needed if you have an Echo Show. 

Amazon Echo Dot (3rd Gen)

Though a voice assistant doesn’t offer security in itself, the Amazon Echo Dot can add more protection to your home by connecting all of your security systems, cameras, door locks and more. 

Through the 3rd Generation of Amazon Echo Dot, you can even automate everything from your lights and thermostats. If you own Alexa-enabled smart plugs, the Echo can also automate a variety of appliances.  

On Prime Day, Amazon traditionally offers a variety of discounts on its Alexa devices. Depending on your needs, you can get smaller versions as well as the Echo Show, which includes a screen. The 3rd generation Amazon Echo has excellent sound quality for users who would like to use it for music. When it comes to home security, the high-quality audio can be especially useful for alarms and alerts. 

August Smart Lock 

A smart lock is one of the best ways to protect your home from the outside. While you can easily lose keys, smart locks are often pick-proof and offer heightened security. The August Smart Lock works through your smartphone and unlocks automatically when you’re approaching the door. Since it operates through an app, you can grant virtual access easily for short- and long-term visitors. 

The August Smart Lock always locks itself automatically when the door closes, so you don’t have to worry about accidentally leaving the door open. Through the app, you’ll also get notifications about anyone who enters or try to access the door. You can also lock and unlock your door remotely. 

Kasa Outdoor Camera 

An outdoor camera is essential to keeping your home safe. Not only does it help you monitor what goes on around your property, but it can also deter suspicious activity. The Kasa Outdoor Camera is currently on sale for close to 40% off at $87.50. The camera includes two-way communication, night vision, motion detection and manual zoom. 

The camera is also a smart device, so it offers remote use through the Kasa app. If you have an Amazon Alexa or Google Home device, you can also control the camera using voice commands. The camera is easy to install and includes a 130-degree field of view. Even with one camera, you’ll be able to monitor a large portion of your property.

The Bottom Line

Amazon offers some of the best deals online throughout its Prime Day event. While browsing for the latest products, consider purchasing new home safety and smart home devices. In addition to keeping you safe, these products can help you save each year on your home insurance premiums.


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