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What Is Term Life Insurance?…

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What Is Term Life Insurance? Term life insurance covers you for a set length of time, usually between 10 and 20 years. It’s meant to add a protective cushion during life’s most demanding financial periods — like while you’re providing for children or paying off a mortgage. Term life policies will only pay out if the insured person passes away ...

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What Is Whole Life Insurance?…

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What Is Permanent Life Insurance? The first thing to know about whole life insurance: It’s actually a type of permanent life insurance. As a broad category, permanent life insurance is the alternative to term life insurance. It has no expiration date, meaning that a death benefit payout is guaranteed (whereas term life policies only pay out if the insured person ...

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Term vs. Whole Life Insurance…

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What’s the Difference Between Term and Whole Life Insurance? Term and whole life insurance both have one big goal: to support surviving family members with a death benefit payment if the insured person passes away. Term and whole life also differ in one major way: Term life policies last a set number of years and only pay out if the ...

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What You Should Know About Insurance Claims…

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What’s an insurance claim? “Filing a claim” is the process you go through to get a payout from your insurance company when something bad happens. Claims involve paperwork, photos, damage appraisal, and sometimes (depending on the nature of the claim) legal action. While all that might sound like a bit of a headache, the good news is: Claims end with ...

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7 Tips for Spring Travel on a Budget…

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Whether you’re prepping for a spring break escapade or a summer abroad — we’ve got some essential tips for saving and protecting money on your trip. The 2017 LearnVest Money Habits and Confessions Survey found that while, on average, Americans spend 10-15% of their annual income on vacations, — 55% of us don’t account for travel in our annual budget. ...

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The Ultimate Puppy Feeding Guide…

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Your puppy has a lot of growing up to do in a short period of time, and it all starts with their food. A balanced diet will give your dog everything it needs to develop strong bones, muscles, and habits that will last a lifetime. Here, you’ll find a guide for feeding your puppy, so you can help them put ...

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Best Auto Insurance in South Dakota…

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The Best South Dakota Auto Insurance Companies South Dakota’s low population density keeps its average auto insurance premium at a mere $767 per year— that’s one of the lowest rates in the nation. But you may not find it so affordable if you have a less-than-perfect driving record. The good news is, it’s still possible to find a great deal ...

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The Best Toothpastes…

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The Best Toothpastes The best toothpaste should contain fluoride to fight cavities — other ingredients depend on your teeth. After speaking with dentists about common oral hygiene issues, digging into existing research, and brushing our teeth until they gleamed, we found top picks for four toothpaste categories: general purpose, whitening, sensitive, and natural. How We Chose the Best Toothpaste Cavity ...

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Nationwide Insurance Review…

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Nationwide Motorcycle Insurance Review Nationwide provides the standard motorcycle coverage options, along with some unique additions, like coverage to protect against inclement weather and vandalism. On top of that, the company offers an optional $30,000 of coverage for custom equipment, as well as an endorsement to ensure that any repairs are made with quality parts at fair market value. All ...

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The 11 Best Free Streaming Services…

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How to Watch Movies Online for Free The average cable bill in the U.S. costs $107 per month, so it’s not surprising that consumers are looking for ways to watch TV and movies online for free. We spent a month researching the best free (and legal) streaming services out there, and ranked them from best to worst, with two picks ...

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