Searches

The Cheapest Car Insurance in Florida…

GettyImages-667188860.jpg

The state of Florida is no different than other states that require drivers to be insured before they get behind the wheel of a vehicle. In the case of Florida, drivers pay the highest average premium in the nation, at $948 for the state’s minimum required coverage and $2,587 for full coverage. Although you may only be required to carry ...

Read More »

How To Save on Auto Insurance With Defensive Driving Courses…

What-is-GAP-Insurance-Featured-Image.jpg

If you need a reason to drive safe this season, current driver safety stats are enough to do the trick. For over 20 years, speeding has been to blame for approximately one-third of all motor vehicle fatalities. 66% of traffic fatalities are caused by aggressive driving. More than half of all car crashes in the United States are caused by ...

Read More »

How To Invest in Real Estate During COVID-19…

Farmers-Homeowners-Insurance-Featured-Image.jpg

The invariable sink-or-swim scenario of the coronavirus pandemic has presented some serious opportunities for budding and experienced investors who have money to spend in a cash-strapped economy.  “Staying on top of the real estate market anytime can be challenging,” says Daniel Rodriguez, Director of Operations at Hill Wealth Strategies. “However, staying on top of the real estate market during a ...

Read More »

How To Support Seniors With Car Modifications During COVID-19…

Reviews.com_Carinfographic-1024x676.png

COVID-19 has made life more difficult for just about everyone, but seniors have been particularly impacted. Lack of contact with friends and neighbors, an increased inability to be in public places such as grocery stores and restaurants, and less-available caregivers all make this a hard time for the elderly. In fact, in a recent Kaiser Family Foundation poll, half of ...

Read More »

How To Save Your Planet and Budget With Eco-Friendly Home Mods…

Micrographics_Stats-Set_1-1024x774.jpg

When you live in an energy efficient house you’re not stuck with high utility bills and the guilt of a sizable carbon footprint. And in a time when natural disasters rage — largely as a result of climate change — living in an energy efficient home matters more now than ever.  When global temperatures rise and rainfall decreases, we not ...

Read More »

Guaranteed Life Insurance…

GettyImages-1158399728.jpg

Life insurance can be an uncomfortable topic, but an important one. Restrictions around pre-existing conditions can make traditional life insurance difficult for some people to obtain. Guaranteed life insurance is a last-resort option for those who can’t pass a medical exam due to a disqualifying medical condition such as a terminal illness. While more expensive than traditional life insurance, guaranteed ...

Read More »

Insuring Famous Christmas Families: Is It Possible?…

GettyImages-171574815-1024x654.jpg

“Welcome to our home – or what’s left of it,” says Mrs. Griswold wearily, as SWAT invades and destroys what’s left of her sizable single-family home. It’s the stuff of holiday nightmares, played out for laughs and giggles over eggnog and pumpkin pie each holiday season. National Lampoon’s Christmas Vacation is a story of the ages, illustrating the very worst ...

Read More »

Why Minorities Are Overpaying for Home Insurance (and How to Make…

GettyImages-1146490777.jpg

On August 13, 2020, the National Association of Insurance Commissioners (NAIC) president took the stage at NAIC’s Special Session on Race and Insurance. “The needless deaths of Ahmaud Arbery, Breonna Taylor and George Floyd have led to a movement on racial equality that we cannot ignore,” Ray Farmer said. That extends to the housing market, too. In fact, in 2008, ...

Read More »

Credit Life Insurance…

GettyImages-1163500880.jpg

If you’ve recently applied for a loan and been offered credit life insurance, you may be confused as to what this type of coverage does and whether you need it. Unfortunately, lenders aren’t always up front about your obligation to purchase credit life insurance — and some have been known to include it in loan payments without fully disclosing its ...

Read More »

What is HOA Insurance?…

GettyImages-528689816.jpg

When you buy a home or a condo, you may need to join the homeowners association (HOA) and pay HOA dues. One of the perks that usually come with being part of the homeowners association is HOA insurance coverage. This insurance does quite a bit to protect you and other owners in the area, but it’s not the end-all solution ...

Read More »