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Who Pays for Haunted Car Wash Damage?…

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Over the last few years, car washes across the country have put a new spin on Halloween — a haunted car wash with fog, lights, sounds and props, as well as characters in costume who’ll dry and buff your car. Thanks to Covid-19, this year’s haunted car washes will be contact-free as far as humans are concerned. But what happens ...

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The Craziest Home Insurance Claims…

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If your $47,000 garden gnome collection went missing, what would you do? For one homeowner faced with this exact dilemma, the answer was simple: file a homeowners insurance claim. U.S. home insurance companies process claims for one out of every 20 insured properties every year. Insurance professionals get used to seeing the same claims over and over again, with the ...

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If Someone “Jolly Ranchers” Your Car, Will Insurance Cover It?…

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Heartbreak can mean a lot of things: insomnia, wine, chocolate, ice cream, comfy pajamas and… Jolly Ranchers?  It appears that the lovelorn misery of olden days is long gone because today, heartbreak takes a more creative, albeit destructive turn. It appears that for some, recovering from heartbreak is as simple as some Jolly Ranchers and a little destruction of property. ...

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How To Prep Your Home For The Holidays During COVID-19…

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The coronavirus pandemic has changed the way we work, play, and entertain for the Holidays. Social distancing makes it challenging to hang out with friends and neighbors or have a family dinner celebration. But preparing your home could ensure COVID-free celebrations. And, while you’re taking measures to be safe from COVID and the flu, you should also be aware of ...

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Does Homeowners Insurance Cover Water Damage?…

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The short answer? It depends. The kind of water damage will dictate whether your homeowners insurance will cover it or not. Typically, if the cause was sudden or accidental, like a burst pipe, your insurance can help. If the damages were caused by low maintenance or typical wear and tear, coverage would not apply either. So you will be responsible ...

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5 Prime Day Gadgets That Could Make Your Home Insurance Cheaper…

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This year, according to CNBC, up to 67% of people plan to shop more on Amazon Prime Day rather than Black Friday or Cyber Monday. Prime Day has only been around for about five years, but users have quickly realized the time-sensitive deals that you can get without leaving the comfort of home.  While most customers use Prime Day to ...

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What to Do if a Drone Crashes Through Your Window…

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We see them everywhere, the new multi-purpose “eye in the sky” that serves a number of purposes for federal, professional and personal use.   Unmanned aerial vehicles (UAVs), more commonly known as drones are a type of unmanned aircraft that uses multiple rotors to hover, fly and twist through the air. It’s like the new toy plane for grown-ups, but this ...

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Flo, Dr. Rick and Allstate Man: Ranking the Best Insurance Commer…

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When you’re watching your favorite TV show and it goes to commercial, it can be annoying. No one really wants to watch the commercials when they sit down on the couch for an evening of relaxation. Companies have gotten more and more strategic with creating commercials, though, and on the top of that list are insurance agencies.  Commercials from top ...

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How Gardens and Landscapes Affect Your Home Insurance…

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There are few things as satisfying in life as standing back from a newly-weeded garden plot and surveying your work. Whether that bed is full of shrubs and colorful flowers or tasty edibles doesn’t matter: it feels good to be able to say “I did that” while pointing to a beautiful garden bed. In the aftermath of the COVID-19 pandemic, ...

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Is Your Home Insured for Fall Weather Hazards?…

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Just because the weather is getting cooler does not mean that you should be any less vigilant about the safety of your home. “With the change of seasons, we typically witness a host of new property claims,” says Matt Wolf, Director of Partnerships at SimpliSafe. “This is especially true during the fall when many homeowners have yet to safeguard their ...

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